How It Works
Four steps from first idea to enjoying your space – no jargon, no surprises
Design your space with the configurator or a free consultation.
Just let your sales contact know – on all or part of your order.
Novuna run soft check first. It won't affect your credit score.
Once approved, enjoy your room and pay over a term that suits you.
Design your space with the configurator or a free consultation.
Just let your sales contact know – on all or part of your order.
Novuna run soft check first. It won't affect your credit score.
Once approved, enjoy your room and pay over a term that suits you.
Choose The Plan That Fits
Both spread the cost of your room. One keeps it simple; the other keeps your cash working
Put down as little as 10%, then spread the rest over up to 10 years. Payments begin around one month after your room is installed. Paying monthly provides a simple, clear repayment timeline.
An ideal option if money is on its way, such as a bonus, a sale or an investment maturing, or you want to keep your cash working. Put down 10%, then pay nothing for 12 months. Clear the balance in that window and you’ll pay no interest (just a £29 admin fee). Or spread repayments over a further seven years.
Finance Calculator
Explore your options and see what your monthly payments could look like. Switch between plans to compare.
Straight, Fair, No Catches
We don't earn from your finance – we cover the cost of offering it ourselves.
Check your eligibility without affecting your credit score.
Pay off part or all your balance whenever you like, with no penalty.
Talk it through with our UK team, Monday to Friday.
We don't earn from your finance – we cover the cost of offering it ourselves.
Check your eligibility without affecting your credit score.
Pay off part or all your balance whenever you like, with no penalty.
Talk it through with our UK team, Monday to Friday.
Before You Apply
Must be 18 or over
A UK resident for at least 12 months
In regular employment (16+ hours a week), or receiving a pension
Able to pay by direct debit, with proof of address and signature
Finance is available on orders up to £50,000, with repayments over 24 to 120 months
Financed orders are delivered to your home billing address only, to protect against fraud
The minimum deposit is 10%, paid directly to Tiger Modular
To discuss your application, you can contact Novuna directly on 0344 375 5500
FAQs
Finance questions, answered
Yes – you can settle your balance, either partially or in full, at any time.
If you settle part of the balance, this will reduce the term and interest payable on the agreement. The direct debit amount will remain unchanged. Alternatively, you can take a payment holiday until the value of the agreement has been used.
If you settle the balance in full, you will be liable for interest up to the date you settle plus a further 30 days. If you repay the full loan early, a £29 processing fee will be payable.
If your application for finance is declined it is likely because you failed to meet Novuna’s eligibility criteria.
That said, we acknowledge that situations change and just because a previous application has been refused, it doesn’t mean you will be automatically refused in the future. We do suggest however, that you leave at least six months between requests.
Please note that we are not provided with any information concerning Novuna’s decisions on finance eligibility and agreements. Any query would need to be directed to Novuna.
When ordering please inform the sales representative that you would like to pay by finance for all or part of your order.
A minimum deposit of 10% of the total amount applied for is required, but you can choose to pay up to 50% of the amount as a deposit.
Please note that the minimum loan value is £5,000 so you will need to consider that when setting your deposit level. Regretfully, orders with finance can only be delivered to your home billing address, to safeguard against fraudulent applications.
Classic Credit (Pay Monthly): For self-assembly items, payments will begin one month after delivery. For installed products, your monthly payments will start one month after completion.
Buy Now Pay Later (Deferred Payment Period): For BNPL agreements, the monthly repayments will start 12 months after the credit agreement has been signed.
Let's Price Up Your Space
We're ready when you are!
Get a quote with finance options built in, or talk it through with our team first.
